To talk or not to talk............that is the question?

Communication is so important in life.  Statistics say that marriages fail mostly for two reasons, lack of communication and finances.  Your marriage is failing miserably especially if you have no communication about finances!!  If you let emotions get involved with that type of communication you are probably in trouble.  It says in the Bible, Proverbs 10:19, ( I am paraphrasing), too much talk leads to sin.  You are wise if you keep your mouth shut. We need to learn to balance when we communicate and how much we say.  Lord help me to communicate in a way so as to tell the truth but not hurt anyone in the process.